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Hearing Bryan\'s inquiry, David raised one of his eyebrows and looked and looked at him questioningly. However, suddenly something seemed to have clicked in David\'s mind.

He first looked at Bryan and then at the coffee cup in his hand instantly understanding everything.

So after hearing Bryan\'s words, he casually nodded as If it was no big deal, and it wasn\'t like he was lying here from what he could tell there was almost unlimited supply of coffee in the shop function.

Seeing David nod, Bryan became even more excited forgetting that he didn\'t even know David properly.

Bryan wasn\'t a foolish man. After a moment of excitement his head became clear and he was able to think properly before doing anything he had to build trust first.

"Mr. David I need an immediate loan of 50,000 spirit stones to repay my dues. If I don\'t credit on time I am afraid this will be disastrous for myself."

Bryan placed himself in a disadvantageous position by telling David about his precarious situation but Bryan didn\'t mind as it was necessary for his plan.

David nodded at him smilingly, he couldn\'t bother about these minor details.

"No big deal,"

David looked at Bryan encouragingly. At the same time a white paper appeared in his hand out of nowhere.

"For how long do you need, just fill in the details and sign the agreement. I will hand the amount to you."

He slid the paper in front of Bryan and smiled.

"Spiritual agreement!"

Bryan muttered albeit a little absentmindedly. He was more focused as to how this paper appeared out of thin air.

"Are the rumours really true?"

Bryan suddenly remembered about a hot rumour that was circulating throughout the Deadwood city.

"A genius from the Rising Sun Empire had managed to create an unconventional storage treasure that could make things appear out of nowhere."

"Was Mr. David from the Rising Sun Empire?"

Bryan\'s head was filled with tons of questions but he shook his head and focused on the agreement in front of him.

Bryan started to read casually and was instantly surprised.

"2 percent per month for short term loans."

Bryan found the interest really low but he wasn\'t happy. He guessed there might be something more to it.

As soon as he reached the last line of the agreement he finally understood.

"50 percent per day, if anyone missed the deadline."

"Bank Of Eternal Origin my foot, it was better to call it the bank of Eternal Debt."

Bryan cursed in his head. Whoever came up with such a condition really had a black heart.

He looked at the innocently smiling black haired youth in front him. Who knew such a handsome and charismatic youth would have such a black heart.

Unknowingly, Bryan had misunderstood something: these conditions weren\'t the Brain child of David but were cooked by The bank of Eternal Origin.

However, without hesitating Bryan signed the agreement with his mana as he didn\'t need the money for a long period of time.

After signing, he handed the agreement to David. Who carefully looked at it after confirming everything, he nodded.

"50,000 spirit stones for a period of one month."

"Here you go."

Once again a bag filled with spirit stones appeared out of nowhere on the table.

"Feel free to count yourself."

David smilingly said, he was also curious about what method the people here use to count money.

However, Bryan just shook his head.

"It\'s okay I\'m sure you wouldn\'t try to scam someone in such a broad daylight."

Bryan just commented with a smile on his face. He didn\'t really need to count every spirit stone individually, here his Crystallisation of life came into play.

Money talks was the name of Bryan\'s Crystallisation which allowed him to accurately assess the amount of money that was in front of him instantly.

After picking the bag he bowed and hurriedly left.

David looked at the receding back of Bryan\'s and wondered how long it would take for him to come back.

Just as he was about to get up from his chair his vision was bombarded by floating windows one after the other.

[Congratulations on successfully disbursing your first loan but it\'s just the first step. Banking isn\'t just about handing money to people but also protecting your own interest. Host is deemed too weak and puts the bank in a vulnerable position, so it is advisable for the host to begin cultivating as soon as possible.]

"Okay but I ain\'t reading all that." David nonchalantly commented and skipped the reading the first box and focused on smaller ones that had little text in them.

[Mission: find a way to Cultivate within one month.

Reward: Helping staff

Penalty: the shop function will be turned off for two months.]

David closed the last window and got up from his seat.

He didn\'t mind this new mission as it perfectly aligned with his goals and reward was also something that he needed.

In fact, David was thinking about hiring some employees.

The mission came just at the right time.

David also left the vicinity of the bank and headed out. Cultivation technique wasn\'t going Fall on his lap from the sky, he had to go out of his way and find it himself.

Within the bustling city, the streets were packed full of people and noises made by them could be heard everywhere. On both sides of the streets were buildings similar to David\'s bank with people going in and coming out in large numbers.

David walked through the busy streets of Deadwood city. No matter where he looked he wasn\'t able to find a single cultivator let alone clues about cultivation technique.

Deadwood city was one of the four main cities of the Blackthorn Empire ruled by the Blackthorn family for hundreds of years.

The city was divided into two parts similar to every other city in the Blackthorn Empire. Upper and lower city, David\'s bank was situated just at the border of upper city and was one of the busiest places in the city.